Life · Mortgages
Mortgage life insurance: what to compare before switching
Learn to compare the sum insured, disability cover, exclusions and overall cost of mortgage life insurance before replacing the policy.
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Articles to help you understand your insurance.
Life, health, home, motoring and current developments. Choose the question closest to your situation.
Health · Family
Health insurance: networks, waiting periods and co-payments explained
Understand the difference between health insurance and a health plan, and compare provider networks, co-payments, reimbursement, waiting periods and household protection.
Read articleHome · Property
Home multi-risk insurance: sums insured, contents and water damage
Learn to review the rebuilding sum insured, contents, water damage and natural-event covers in home multi-risk insurance.
Read articleMotor · Mobility
Motor insurance: third-party liability, own damage and excesses
Compare third-party protection, own-damage cover, excesses and motor assistance. Learn how to prepare a quotation request and report an incident.
Read articleNews · Portugal
Insurance in Portugal: three topics in focus for the week of 12 October
Review up to 15 October 2026: fire insurance sums insured, retirement savings and compulsory motor insurance, using official ASF sources.
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Information to help you decide.
The essentials, explained
Evergreen guides with examples, comparison points and practical checklists. We focus on readers' questions and the terms that need clarification.
News in context
Dated updates linked to institutional sources. We distinguish announcements, consultation proposals and rules in force. Each article states when its information was checked and identifies the sources consulted.
From reading to your circumstances
Each article links to related insurance or support from your intermediary. General information does not replace reviewing your quotation and policy.
Editorial content by RMACHADO GROUP. Sources and access dates appear in each article. To ask a question or request a correction, .