Life insurance: family protection and mortgages
Understand life insurance cover, how to consider the sum insured and term, and what to compare for a mortgage. Ask RMACHADO GROUP for a review.
LIFE AND NON-LIFE
Insurance in Portugal for individuals, families and businesses
Choose the need you would like to discuss. Each guide explains what to compare, which terms to clarify and how to prepare a quotation request.
Health insurance: networks, cover and treatment costs
Understand provider networks, reimbursement, co-payments and waiting periods in health insurance. Compare terms and prepare a quotation request with RMACHADO GROUP.
Motor insurance: cover, excesses and quotations
Compare third-party liability, own-damage cover, assistance and excesses in motor insurance. Prepare your vehicle details and request a quotation from RMACHADO GROUP.
Home multi-risk insurance: buildings, contents and cover
Learn what to compare in home multi-risk insurance: buildings, contents, sums insured, escape of water and excesses. Prepare a quotation with RMACHADO GROUP.
Business multi-risk insurance: premises, equipment and operations
Review business multi-risk insurance with RMACHADO GROUP: premises, stock, equipment, sums insured and potential business interruption.
Occupational accident insurance: self-employed people and businesses
Prepare occupational accident insurance for self-employed people or teams. Understand policy arrangements, earnings and the information needed for a quotation.
Business liability insurance: harm to third parties
Review your business’s liability insurance: activity, third-party damage, sum insured, territory and exclusions. Request a quotation from RMACHADO GROUP.
Insurance-based savings and investments: risk, costs and term
Understand what to assess in insurance-based savings and investment products: capital, guarantees, liquidity, surrender and costs. Speak to RMACHADO GROUP.
Travel insurance: assistance, baggage and cancellation
Prepare travel insurance: destinations, medical assistance, baggage and cancellation reasons. Clarify the terms with RMACHADO GROUP.
Personal accident insurance: activities, sums insured and protection
Learn what to compare in personal accident insurance: activities covered, disability, treatment expenses and exclusions. Prepare your quotation.
Family liability insurance: protection against harm to others
Understand family liability insurance: household members, third-party harm, limits and differences from home insurance.
Animal liability insurance: third-party harm and terms
Prepare liability insurance for your animal. Compare responsible persons, harm to others, sums insured and exclusions with RMACHADO GROUP.
Bicycle insurance: damage, theft and liability
Compare bicycle insurance: value, use, theft, damage, assistance and rider protection. Ask RMACHADO GROUP for an assessment.
Boat insurance: hull, navigation and liability
Prepare insurance for your pleasure craft: characteristics, navigation area, hull, liability and storage conditions.
Cyber insurance: digital incidents and business continuity
Understand what to assess in cyber insurance: incident response, systems, data, liability and security conditions.
Professional indemnity insurance: errors, omissions and claims
Assess professional indemnity insurance: services provided, sum insured, defence, retroactive cover and when claims are made.
Goods in transit insurance: route, value and risks
Prepare protection for goods in transit: property, value, route, loading, unloading and responsibilities. Consult RMACHADO GROUP.
Insurance for leased assets: equipment and finance requirements
Clarify insurance for leased assets: equipment, sum insured, location and requirements set by the finance provider.
Plant and machinery insurance: equipment, site work and damage
Prepare plant and machinery insurance: identification, value, site use, transport, storage and differences from breakdown cover.
Surety insurance: guaranteed obligation, beneficiary and term
Prepare a surety insurance request: contract, beneficiary, amount, term and guarantee wording. Issuance is subject to the insurer’s assessment.
Fire insurance: assets, sums insured and comparison with multi-risk cover
Understand the essentials of fire insurance: protected assets, rebuilding value, sums insured and differences from multi-risk cover.
Hunting insurance: liability and conditions of use
Prepare an assessment of hunting liability insurance: hunter, territory, harm to others and requirements for the activity.
Other insurance: prepare an assessment of a specific need
Cannot find the insurance you need? Describe the people, property, activity and contractual requirements for assessment by RMACHADO GROUP.
Not sure where to start? Tell your intermediary what you need.