THE ESSENTIALS
Before you start
- Identify network access or reimbursement.
- Itemise frames, lenses and upgrades.
- Check the person and period for the limit.
The key distinction
The Médis glossary includes glasses within its definition of orthoses. That classification alone does not confirm reimbursement for a particular purchase.
A decision in practice
Fictional example: António needs new lenses and wants to keep his existing frames. The optician itemises lenses, a coating and fitting. Instead of submitting only the total, he asks which items qualify for assessment and to which person and period the quoted limit applies.
The next step
Request an explanation that separates the prescription, purchase and payment. Check any replacement frequency condition and how optional upgrades are treated. Do not combine the ophthalmology consultation and purchase of glasses into one assumed benefit. An itemised quotation helps establish what you would personally pay before choosing more expensive materials or accepting an attractive sales offer.
Read the health insurance guide and ask RMACHADO GROUP to help assess this specific question against the documents applicable to your situation in Portugal.
KEEP THESE QUESTIONS
Your checklist for the next conversation
- Identify network access or reimbursement.
- Itemise frames, lenses and upgrades.
- Check the person and period for the limit.
- Separate the consultation from the purchase.
FROM THE ARTICLE TO YOUR SITUATION
Let us discuss your situation
Tell us what you want to protect. We review your request and help compare relevant terms. Requesting a quotation does not activate insurance.
Sources and transparency
Content updated on .
Consultation dates are stated in individual references when available.
Numerical examples are fictional and explain concepts. Editorial interpretations are identified in the text.
Information from RMACHADO GROUP. This is not an insurance offer or individual advice. Covers, acceptance, exclusions, sums insured and costs depend on the policy. The intermediary does not underwrite the risks.