Claims history and insurance proof: two different document roles

The regulatory context has a known date

ASF’s note on Standard 2/2026-R refers to claims history declarations and clarifications on electronic proof. The standard took effect on 16 June 2026; it is not news introduced this week.

The note also traces electronic issuance of proof to a 2023 change. A digital file is not necessarily current: check which contract, vehicle and period it concerns.

Sources: ASF — Norma Regulamentar n.º 2/2026-R, nota informativa ↗

Create three sections with distinct purposes

Fictional example: Miguel collects a September quotation, an insurance document for another period and a history declaration. He gives each a descriptive filename while retaining its original date.

The quotation goes under proposals, the declaration under history, and the document applicable to the present period receives its own place after checking. If he cannot identify that last record, he requests clarification instead of selecting the newest PDF.

Do not invent the result of a history check

Where information appears incorrect, identify the point and request the appropriate clarification procedure. Do not edit a declaration to match your recollection or remove pages to simplify a comparison.

When seeking proposals, answer truthfully and flag matters still to be confirmed. Possessing a historical record does not establish a guaranteed discount, price or acceptance. Those conclusions cannot be drawn from the existence of a file alone.

Rehearse access before leaving

Check that the applicable document can be located without searching email. Keep an accessible copy following the instructions received and protect access details and other vehicle users’ privacy.

Use rmachado.group to review a Motor proposal. This filing exercise does not cancel policies, activate cover or independently establish insurance validity. Those questions need their corresponding documentation and confirmation.