Who cleans the building: has work accident insurance been checked?

The worker's insurance needs its own check

The ASF explains that work accident insurance is compulsory for employees and independent workers. It also describes situations falling within the employed-worker regime beyond a formal employment contract. Calling someone a service provider therefore does not, on its own, resolve how the relationship should be classified.

Sources: ASF — Seguro de Acidentes de Trabalho — checked on 22 October 2026 ↗

Compare how the service would be organised

Fictional example: a condominium administrator is considering a cleaning company or directly engaging a person. Before choosing, she identifies who organises the work, who actually provides it and which documents support each arrangement. She does not decide the legal relationship solely from a receipt's heading or the payment method. When the position is unclear, she requests professional clarification. Insurance assessment begins with that information instead of an improvised classification used merely to fill a box in a quotation request.

Record the check without collecting unnecessary details

Request the relevant evidence and confirm with the responsible party that it corresponds to the activity and arrangement being assessed. Record who checked it, when and the document reference, keeping the file in the appropriate administrative archive. If the company changes the worker or how the service is delivered, reconsider what needs confirmation. Avoid distributing personal documents in residents' group chats. An internal checklist can simply record that the check is completed or pending, together with the person responsible for clarifying it and the next administrative step.

Clarify the position before work starts

Read the work accident insurance guide and ask RMACHADO GROUP to help organise an enquiry using a correctly identified activity and working relationship. Reliable details make the assessment easier to follow.