RMACHADO GROUPINSURANCE INTERMEDIARYRMACHADO GROUP · THE MAGAZINE
The answers you are looking for about occupational accidents. Choose an editorial series and explore one question at a time.
32 articles
Insurance made simple
Work-accident compensation does not by itself remove the right to sue the party that caused the accident. Payments from both routes require coordination rather than automatic addition.
Read articleThe office at 6 pm
Can higher pay reduce a permanent-incapacity pension? Understand the rule and its pension-review exception under Portuguese Law 98/2009.
Read articleLife doesn’t warn you
The law links reduction or exclusion to unjustified refusal and its consequences for incapacity or damage. Understand the distinction and the clinical-dispute process.
Read articleThe office at 6 pm
Apprentices and trainees have a specific reference-pay rule. Understand Article 71(7) and separate an allowance, calculation base and compensation.
Read articleConversations at home
Housing adaptation has a specific benefit for certain permanent incapacity situations. Check the condition, limit and records to organise.
Read articleLife doesn’t warn you
Portuguese law provides a specific choice for high-risk or potentially life-threatening operations. Separate it from the general choice of attending doctor.
Read articleThe office at 6 pm
A previous condition alone does not determine compensation. Distinguish predisposition, aggravation and existing disability without calculating an individual claim.
Read articleThe office at 6 pm
Portuguese law prohibits passing these costs into salary deductions. Distinguish the insurer’s identification from a deduction and learn how to clarify an ambiguous payslip item.
Read articleLife in the policy
For temporary incapacity lasting more than 30 days, Portuguese law provides for proportional allowances. Separate these from annual pay and a permanent incapacity pension.
Read articleThe office at 6 pm
Rehabilitation, compatible duties and insurance are separate parts of the process. Understand employer duties and assessment without assuming funding.
Read articleLife in the policy
A right-of-action deadline differs from notifying an insurer. Understand the reference to formally communicated clinical discharge and prepare documents for competent assistance.
Read articleThe office at 6 pm
Law 98/2009 provides equal treatment and protection for relatives. Understand the scope, the specific temporary foreign-employer situation and insurance checks.
Read articleLife doesn’t warn you
Discharge does not settle every future situation. Separate treatment for recurrence or aggravation, renewed work incapacity and review of a work accident benefit.
Read articleThe office at 6 pm
Portugal’s work-accident regime distinguishes existing technical aids from an ordinary optical purchase. Prepare a request to assess repair or replacement of damaged glasses.
Read articleThe office at 6 pm
Portuguese law allows review linked to changes in working or earning capacity. Understand its scope and frequency without assuming an automatic increase.
Read articleThe office at 6 pm
Portuguese law provides for prior payment responsibility or an advance. Separate organising suitable transport from choosing expenditure independently.
Read articleLife in the policy
Portuguese law specifies a calculation basis for part-time employees. Distinguish actual pay, the remuneration used and the final benefit amount.
Read articleConversations at home
For domestic employees, a short working week does not remove compulsory work-accident insurance. Clarify the relationship, duties and start of cover.
Read articleLife in the policy
The Work Accident Fund provides a guarantee subject to legal conditions. It does not replace compulsory insurance or automatically cover every debt.
Read articleThe office at 6 pm
Location, task and duration help describe the risk. Prepare the information before moving the team.
Read articleThe office at 6 pm
Portuguese work accident law sets a rule and exceptions for choosing the treating doctor. Distinguish urgent care, follow-up and a disputed discharge.
Read articleThe condominium group
Understand why transferring risk to an insurer does not remove prevention duties or every employer responsibility. Organise tasks, insurance and records.
Read articleInsurance made simple
Prepare work-accident insurance for a +Talento internship without assuming automatic inclusion. Identify the scheme, tasks, dates and insurer confirmation.
Read articleConversations at home
Employment insurance alone does not settle self-employed work. Organise both roles and occurrence facts without choosing a policy for convenience.
Read articleInformation to help you understand insurance. Conditions and acceptance depend on each contract.
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