GETTING STARTED
Three points to consider
- Identify the hunter, activity and intended territory.
- Confirm the sum insured and applicable activity requirements.
- Distinguish third-party harm from any personal accident protection.
Confirm the framework before the activity
Identify the hunter, locations and how the activity is undertaken. Assess the insurance alongside the documents and requirements applicable to hunting.
State travel abroad or other particular circumstances. Acceptance of a quotation does not remove the need to check required licences and authorisations.
Third-party harm and accidents affecting the hunter
Hunting liability insurance addresses the responsibilities to others specified in the policy. Accidents affecting the hunter and damage to their equipment are separate needs.
Compare the sum insured, territory, defence and exclusions. Clarify treatment of the equipment used and animals participating where relevant.
A prepared request helps avoid gaps
Gather identification details and the desired start date. If you already have a policy, state the renewal date and ask for a review of current terms.
Before undertaking the activity, confirm policy issuance, validity and documents. A quotation or submitted request is not proof of cover.
A question to clarify before deciding
Are the dogs and firearm-related benefits expressly included?
The product examples mentioned in the frequently asked questions illustrate possible differences. They are not an offer from RMACHADO and do not show that a particular cover is included in your policy. Availability, acceptance and terms must be confirmed in the specific quotation.
What to compare in a quotation
Use these questions to clarify differences that could affect your decision.
| Comparison point | Question to clarify |
|---|---|
| Scope | Which activity and territory are covered? |
| Sum insured (€) | Does it meet the applicable framework and identified needs? |
| Insured person | Are liability and personal accident covers separate? |
Frequently asked questions
Does a quotation request allow me to start hunting?
No. Actual cover must be confirmed and the other applicable requirements met.
Does it also cover accidents suffered by the hunter?
Liability towards others differs from personal accident protection. Check whether that additional benefit exists.
Can harm caused by dogs during hunting be assessed?
Lusitania’s information refers to dogs where included. Confirm the specific liability extension.
Are firearm damage and third-party harm the same benefit?
They are different needs. The Lusitania example consulted includes specific firearm benefits, subject to conditions.
Is assistance for hunters only a claim payment?
Lusitania’s information describes assistance and legal protection. Confirm the services and how to activate them.
THE NEXT STEP
A review starts with your details.
Prepare the request, check the summary and submit it when correct. A record is created only after final submission; the request does not activate insurance.
Prepare a quotation request ↗Further information
Consult institutional sources and reference documents. Insurer pages illustrate specific products; their terms are not necessarily included in any quotation presented by RMACHADO GROUP. Some linked sources are in Portuguese.
General information from RMACHADO GROUP. Examples are illustrative and do not guarantee cover, price or outcome. Terms, acceptance and cover depend on the quotation and policy. The intermediary does not underwrite the risks.