Life doesn’t warn you
Level or decreasing life cover: which need should it follow?
Compare the sum insured’s evolution with the purpose and duration of protection without predicting payment or selecting a default option.
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Life
The answers you are looking for about life. Choose an editorial series and explore one question at a time.
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Life doesn’t warn you
Disability cover: why an abbreviation is not enough
Compare contractual disability definitions, requirements, limits and exclusions without treating an abbreviation or percentage as an eligibility decision.
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Mortgage life insurance: which sum insured is actually recorded?
Organise current loan and insurance documents to clarify the recorded sum insured and update procedure, without promising premium savings.
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Which household expenses would continue if an income were missing?
Prepare a life insurance discussion using household expenses, commitments and time periods before considering sums insured and policy cover.
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Life insurance beneficiaries: what does the record actually say?
A family intention does not replace the beneficiary designation recorded for life insurance. Prepare a private review and distinguish requested from confirmed changes.
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Life insurance: does every cover end on the same date?
A policy may continue while a disability benefit ends or changes. Check a current contractual example and prepare questions about each separate cover.
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Mortgage life insurance: what to compare before switching
Learn to compare the sum insured, disability cover, exclusions and overall cost of mortgage life insurance before replacing the policy.
Read articleInformation to help you understand insurance. Conditions and acceptance depend on each contract.
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