RMACHADO GROUPINSURANCE INTERMEDIARYRMACHADO GROUP · THE MAGAZINE
The week’s news from Portugal’s insurance sector. Facts, context and sources to understand what has changed.
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A loss-of-profit clause can count sales made away from the premises. Separate retained revenue, loss and protection at the alternative location.
Read articleInsurance made simple
The same policy may mention surgical prostheses under Hospitalisation and have a separate Prostheses and Orthoses benefit. Find out which expense category to clarify.
Read articleInsurance made simple
A benefit called an advance may be a loan that must be repaid. Understand the distinction before including it in your budget after an accident.
Read articleLife doesn’t warn you
The Portuguese Civil Code allows treatment costs above an animal’s monetary value. Separate this rule from liability and the insurance response.
Read articleConversations at home
Temporary removal cover may require you to live at the destination and exclude simple storage. Examine the mechanism in one specific policy wording.
Read articleLife in the policy
Two names in a policy do not establish two independent protections after a payment. Current wording illustrates the effect on a joint-life contract.
Read article3 articles
Check each edition’s date. News reflects facts verified during that period; an older edition is not this week’s news.
Weekly edition
The 26 October–1 November edition, enriched on 2 November: complaints, retirement, ECB rates, RiskOutlook, policy versions and inflation.
Read articleWeekly edition
This week's review: APS figures through September, ASF's new risk dashboard and the announcement of its Consumer Forum. Facts checked through 23 October.
Read articleWeekly edition
Review up to 15 October 2026: fire insurance sums insured, retirement savings and compulsory motor insurance, using official ASF sources.
Read articleInformation to help you understand insurance. Conditions and acceptance depend on each contract.
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