Personal accident 2 Nov 2026
Life doesn’t warn you
Beatriz compares volunteering group insurance with personal accident cover: legal scope, insured people, tasks, duration and benefits.
Read article ↗ Personal accident 1 Nov 2026
Life in the policy
Predetermined benefits and expense reimbursement work differently. Check accumulation, the contractual exception and disclosure of other insurance for the same risk.
Read article ↗ Personal accident 29 Oct 2026
Insurance made simple
A hospital benefit does not establish illness cover. Compare the event, location and benefit using two specific product examples.
Read article ↗ Personal accident 29 Oct 2026
The office at 6 pm
Cleaning, laundry and help with dependants may have separate cover. Distinguish household assistance from medical bills and daily cash benefits.
Read article ↗ Personal accident 28 Oct 2026
The office at 6 pm
Personal accident insurance may exclude motorised two-wheelers. Read the Allianz example and the checks to make before relying on protection for a motorbike journey.
Read article ↗ Personal accident 28 Oct 2026
The office at 6 pm
Separate table-based permanent disability, temporary incapacity and any usual-occupation benefit. Identify the terms to compare in a proposal.
Read article ↗ Personal accident 28 Oct 2026
Conversations at home
Compare entry age, continuation and assistance use in over-65 personal accident insurance. Age and a plan name do not explain all the terms.
Read article ↗ Personal accident 28 Oct 2026
Insurance made simple
The assessment table and calculation rule help explain permanent disability benefits. See a fictional arithmetic example and questions for comparing cover.
Read article ↗ Personal accident 24 Oct 2026
Conversations at home
A daily hospital benefit does not pay every invoice. Separate eligible days, the daily amount and medical expenses in your review.
Read article ↗ Personal accident 21 Oct 2026
Life in the policy
Distinguish treatment expenses from incapacity or hospital benefits when reading a personal accident quotation, without predicting a payment.
Read article ↗ Personal accident 21 Oct 2026
Life doesn’t warn you
Describe the sport, setting and event participation before considering personal accident insurance for activities in Portugal.
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