Conversations at home
Buildings and contents: two questions after a kitchen renovation
A renovation can involve both building elements and household belongings. Separate the figures before reviewing your home insurance sums insured.
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Life doesn’t warn you
Have an EHIC? What still needs checking before travelling?
The European Health Insurance Card does not address every travel expense. Separate public healthcare access, private costs and repatriation questions.
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A 2% excess: two per cent of what?
A percentage without its calculation base is not enough to compare excesses. Work through a fictional example and prepare specific proposal questions.
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Reviewing family liability insurance? Start with changes at home
A checklist for reviewing your household and situations you want clarified before comparing or renewing family liability insurance.
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Condominium insurance: organise confirmations before the meeting
A practical way to organise references, distinguish units from common parts and bring concrete insurance questions to a condominium meeting.
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Computers and leisure equipment: are they on your home checklist?
Organise an equipment list and questions for a home insurance proposal without assuming its name answers every detail.
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Towing and a replacement car: did you ask both questions?
Practical questions to distinguish vehicle assistance from replacement car use and clarify terms before you need them.
Read articleLife in the policy
Home medical visits: what should you check before arranging one?
Prepare questions about a home medical visit, identify the service required and clarify your health insurance procedure.
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Life insurance: does every cover end on the same date?
A policy may continue while a disability benefit ends or changes. Check a current contractual example and prepare questions about each separate cover.
Read articleThe office at 6 pm
Working abroad? Prepare your insurance before travelling
Country, dates and tasks: prepare a self-employed work trip and clarify occupational accident insurance before travelling.
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Working from home? Describe your routine before reviewing insurance
From desk work to client visits: practical questions to explain home-based work and discuss occupational accident insurance.
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Your first occupational accident policy: prepare the request
Starting self-employment? Organise your details, clarify what is missing and prepare your first occupational accident insurance request.
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Mortgage life insurance: what to compare before switching
Learn to compare the sum insured, disability cover, exclusions and overall cost of mortgage life insurance before replacing the policy.
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Health insurance: networks, waiting periods and co-payments explained
Understand the difference between health insurance and a health plan, and compare provider networks, co-payments, reimbursement, waiting periods and household protection.
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Home multi-risk insurance: sums insured, contents and water damage
Learn to review the rebuilding sum insured, contents, water damage and natural-event covers in home multi-risk insurance.
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Motor insurance: third-party liability, own damage and excesses
Compare third-party protection, own-damage cover, excesses and motor assistance. Learn how to prepare a quotation request and report an incident.
Read articleInformation to help you understand insurance. Conditions and acceptance depend on each contract.
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