Life doesn’t warn you
Boat wreck removal: is liability insurance enough?
Check wreck removal separately. A contractual example distinguishes liability, boat damage and specific expense limits.
Read articleRMACHADO GROUP · THE MAGAZINE
Pleasure craft
The answers you are looking for about pleasure craft. Choose an editorial series and explore one question at a time.
Articles in this topic
10 articles
Life in the policy
Which recreational boats need compulsory third-party liability insurance in Portugal?
Check vessel type, engine and length against Portugal’s compulsory recreational-boat liability rules before comparing insurance proposals.
Read articleLife doesn’t warn you
Are a boat's authorised navigation zone and insurance territory the same?
Separate the vessel's registered navigation zone from each insurance benefit's territory. Prepare a specific route before relying on boat insurance.
Read articleLife in the policy
An occupant is injured on the boat: do liability and Personal Accident cover answer the same question?
Separate liability from occupant protection in boat insurance. Check who is insured, benefit limits and boarding or disembarking operations.
Read articleLife doesn’t warn you
The boat engine stopped: does inclusion in hull cover mean the repair is paid?
Separate breakdown, wear, damage from an event and boat assistance. Prepare a technical account and check the policy’s exclusions.
Read articleRenew
Renting out your boat: does leisure insurance follow paid use?
Describe commercial use and check insurance and activity requirements before offering the boat. A leisure policy is not authorisation to operate the service.
Read articleRenew
Personal belongings aboard: are they part of the boat's insured value?
Phones, clothing and leisure equipment aboard deserve a separate review. Prepare an inventory and ask specific cover questions at renewal.
Read articleLife doesn’t warn you
Entering a regatta: does your leisure-boat insurance describe that use?
Entering a regatta changes the questions to ask about boat use. Check any extension and its terms before relying on insurance cover.
Read articleRenew
Winter dry storage: does pausing navigation change the boat’s risk?
Review boat insurance using the storage location, handling operations and risks ashore. Being out of the water does not remove every source of damage.
Read articleConversations at home
Does boat insurance cover lifting ashore and transport to a workshop?
Map the stages between marina, handling and workshop before assuming boat insurance applies throughout maintenance in Portugal.
Read articleInformation to help you understand insurance. Conditions and acceptance depend on each contract.
Explore insurance