RMACHADO GROUPINSURANCE INTERMEDIARYRMACHADO GROUP · THE MAGAZINE
The answers you are looking for about leased assets. Choose an editorial series and explore one question at a time.
10 articles
Insurance made simple
Buying another asset, settling the claim and insuring the new item are separate decisions. A policy example explains who may choose replacement as the benefit.
Read articleInsurance made simple
Portuguese finance-lease law also requires the lessee to insure the asset. Separate that duty from the lessor’s requirements and the actual policy benefits.
Read articleConversations at home
Do not automatically add excesses for separate items. A Fidelidade example shows the rule to check when one event damages multiple insured assets.
Read articleInsurance made simple
Separate financial debt from leased equipment value. An exercise helps check the sum insured and valuation terms before requesting changes.
Read articleThe office at 6 pm
Check territory, location and financing before moving leased equipment abroad. Separate the lessor's permission from insurer acceptance of an amendment.
Read articleLife in the policy
Organise the diagnosis and machine documents to distinguish warranty, maintenance and contracted insurance. Leasing alone does not decide who pays for repair.
Read articleInsurance made simple
A policy's date and the start of a particular guarantee may need separate checks. Prepare a timeline from delivery to normal equipment operation.
Read articleRenew
Itemise repairs and improvements to leased equipment, checking approvals instead of treating an upgrade as restoration.
Read articleRenew
Organise the financing end, acquisition date and policy period. Check ownership, interests and future protection using the relevant documents.
Read articleLife in the policy
Compare the lease and insurance documents to clarify ownership, policy roles and the destination of any insurance compensation.
Read articleInformation to help you understand insurance. Conditions and acceptance depend on each contract.
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