RMACHADO GROUPINSURANCE INTERMEDIARYRMACHADO GROUP · THE MAGAZINE
Find your topic. Understand the conditions. Make a clearer decision.
63 articles
Life doesn’t warn you
Separate the injured party's Article 42 right from optional assistance and own-damage cover. Check responsibility, immobilisation and duration.
Read articleLife doesn’t warn you
Separate breakdown, wear, damage from an event and boat assistance. Prepare a technical account and check the policy’s exclusions.
Read articleLife doesn’t warn you
Machinery casco retains exclusions despite an all-risks description. Compare theft terms, equipment identification and storage arrangements at the worksite.
Read articleLife doesn’t warn you
Third-party loss and environmental restoration require separate questions. Prepare a spill-risk review without assuming a policy proves legal compliance.
Read articleLife doesn’t warn you
Read lock requirements, custody and the contractual theft definition together. Prepare comparison and reporting without assuming every disappearance is covered.
Read articleLife doesn’t warn you
No agreement on the collision? Read ASF guidance on separate statements and organise facts, photos and contacts without deciding fault yourself.
Read articleLife doesn’t warn you
Operating liability and product liability need separate checks. Distinguish third-party damage, replacement of the product and recall costs when reviewing a proposal.
Read articleLife doesn’t warn you
Insurance may distinguish cancellation, interruption and help during the trip. Check pregnancy-related terms and organise questions before purchasing.
Read articleLife doesn’t warn you
Route, timings and interruptions help assess an accident on a work journey. Organise the account without anticipating the legal or insurance decision.
Read articleLife doesn’t warn you
Maximum operational mass matters for drone insurance. Check Portugal's national rule, the operation category and territory before flying.
Read articleLife doesn’t warn you
Compare helmet requirements for cycling liability and rider protection without confusing policy terms with road-use rules.
Read articleLife doesn’t warn you
Learn what to record after machinery damage and why continued use needs its own technical and insurance assessment.
Read articleLife doesn’t warn you
A cloud outage does not prove a cyberattack. Record the facts and check the insured event and service dependencies.
Read articleLife doesn’t warn you
A flight delay does not imply an automatic hourly payout. Separate eligible expenses, supporting records and insurance limits.
Read articleLife doesn’t warn you
Entering a regatta changes the questions to ask about boat use. Check any extension and its terms before relying on insurance cover.
Read articleLife doesn’t warn you
Moving machinery on site differs from public-road use. Describe the route and operation before reviewing the insurance terms.
Read articleLife doesn’t warn you
Compare lump sums and monthly benefits in life insurance: payment timing, duration and the needs of the family require separate questions.
Read articleLife doesn’t warn you
Opening the car, transporting it and replacing a key can be treated differently. Separate the assistance service from the cost of replacement material.
Read articleLife doesn’t warn you
Check age conditions, bed, meals and companion expenses separately from the hospital costs of the child.
Read articleLife doesn’t warn you
Include unpaid caring work in life insurance planning without treating an estimate of family support as an automatically accepted insured amount.
Read articleLife doesn’t warn you
Separate damage to your own vehicle from liability to other people when assessing a motor fire claim in Portugal.
Read articleLife doesn’t warn you
Separate urgent medical help from insurance administration. In an emergency, obtaining appropriate assistance comes first.
Read articleLife doesn’t warn you
Repeated breakdowns need context. Organise repair records and clarify the terms and limits of motor assistance.
Read articleLife doesn’t warn you
Compare assistance for an electric car with no charge: recovery destination, charging points, occupant transport and service limits.
Read articleInformation to help you understand insurance. Conditions and acceptance depend on each contract.
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