RMACHADO GROUPINSURANCE INTERMEDIARYRMACHADO GROUP · THE MAGAZINE
Find your topic. Understand the conditions. Make a clearer decision.
465 articles
The office at 6 pm
Check a laptop's locations, use and custody separately. Prepare a business-insurance enquiry without assuming automatic cover during home working.
Read articleConversations at home
Use three lists to compare renovation insurance: new works, existing property and third-party liability. Avoid adding figures for different asset groups.
Read articleLife in the policy
Compare hunting liability and firearm-holder liability separately. Check benefits, documents and scope without assuming a licence has been validated.
Read articleThe condominium group
Describe construction materials accurately. Read ASF's clarification on accepted materials and organise proposals, terms and explanations for the building.
Read articleThe office at 6 pm
Assess replacing construction retentions with a bond. Distinguish the Portuguese public-contract rule, secured obligation and actual release of funds.
Read articleRenew
Describe commercial use and check insurance and activity requirements before offering the boat. A leisure policy is not authorisation to operate the service.
Read articleLife doesn’t warn you
Read lock requirements, custody and the contractual theft definition together. Prepare comparison and reporting without assuming every disappearance is covered.
Read articleInsurance made simple
Distinguish units, prices, contributions and surrender value in unit-linked insurance. A simple example helps read a statement without predicting returns.
Read articleConversations at home
The keeper's name does not prove that every animal is included. Check each dog's documents, dates and contractual confirmation without exposing private details.
Read articleThe office at 6 pm
An address alone does not determine liability scope. Separate private activity, professional services and entrusted property when working from home.
Read articleConversations at home
Compare entry age, continuation and assistance use in over-65 personal accident insurance. Age and a plan name do not explain all the terms.
Read articleLife in the policy
Early return and trip interruption may address different expenses. Organise transport, reservations, refundable amounts and assistance contact details.
Read articleThe condominium group
Distinguish agreed-percentage and index-linked updates in Portuguese home insurance. Review works, contents and the contractual reference behind the change.
Read articleLife doesn’t warn you
No agreement on the collision? Read ASF guidance on separate statements and organise facts, photos and contacts without deciding fault yourself.
Read articleRenew
Non-renewal requires checking illness notification, the remaining limit and subsequent insurance. Understand Article 217's conditions and prepare your request.
Read articleInsurance made simple
Understand lump-sum critical-illness cover versus medical reimbursement. Compare the trigger, recipient and effect on the remaining life-insurance benefits.
Read articleLife in the policy
Organise the diagnosis and machine documents to distinguish warranty, maintenance and contracted insurance. Leasing alone does not decide who pays for repair.
Read articleThe office at 6 pm
Describe the workplace and operating method specifically. Prepare information for machinery used in tunnels, underground works or floating platforms.
Read articleRenew
Late delivery can cause a loss without damaging cargo. Separate the event, questions for the carrier and the provisions of the goods policy.
Read articleInsurance made simple
One incident can produce technical costs, claims and downtime. Read per-event, annual and daily limits using a clearly fictional policy exercise.
Read articleLife in the policy
Start with the certificate, then check the policy year, insured parties, professional acts and group-policy terms before deciding whether it is sufficient.
Read articleLife doesn’t warn you
Operating liability and product liability need separate checks. Distinguish third-party damage, replacement of the product and recall costs when reviewing a proposal.
Read articleConversations at home
Working from home does not make every household event a work accident. Keep the agreement and prepare a factual account without assuming the outcome.
Read articleThe office at 6 pm
Repairing premises and funding downtime are different needs. Prepare questions about interruption, loss of profit, time limits and evidence of loss.
Read articleInformation to help you understand insurance. Conditions and acceptance depend on each contract.
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