RMACHADO GROUPINSURANCE INTERMEDIARYRMACHADO GROUP · THE MAGAZINE
The answers you are looking for about business multirisk. Choose an editorial series and explore one question at a time.
17 articles
The office at 6 pm
A loss-of-profit clause can count sales made away from the premises. Separate retained revenue, loss and protection at the alternative location.
Read articleLife in the policy
Document reconstruction may link payment to evidenced expense and a specific settlement period. Arrange the timeline without assuming one deadline for all insurance.
Read articleThe office at 6 pm
A repair design and a report supporting a claim serve different purposes. Separate the services and check the benefit actually purchased.
Read articleThe office at 6 pm
Policy termination and the indemnity period are different questions. Read the legal rule and a business-interruption example without assuming twelve guaranteed months.
Read articleThe office at 6 pm
Supplier-owned stock needs a separate line in business multi-risk insurance. Read a contractual example and prepare ownership, values, limits and other policies.
Read articleLife in the policy
A clause may extend to premises glass without insuring the building. Understand why that does not establish cover for frames, fittings or the entire frontage.
Read articleThe office at 6 pm
A cover label can conceal a decisive condition: why the goods moved. Separate planned works, storage following an insured loss and the journey itself.
Read articleThe office at 6 pm
A new business activity can change the insured risk. Understand when the Portuguese 14-day notification rule applies and prepare a business property insurance review.
Read articleInsurance made simple
A repair may combine components treated differently by insurance. Read an identified exclusion example and organise questions by component and cause.
Read articleThe office at 6 pm
Separate stock from cash when reviewing shop insurance. Identify the benefits, locations and limits to check before relying on one contents sum.
Read articleThe office at 6 pm
Check a laptop's locations, use and custody separately. Prepare a business-insurance enquiry without assuming automatic cover during home working.
Read articleThe office at 6 pm
Repairing premises and funding downtime are different needs. Prepare questions about interruption, loss of profit, time limits and evidence of loss.
Read articleThe office at 6 pm
Tables, awnings and equipment outside deserve their own list. Prepare locations, values and questions when checking business multi-risk insurance.
Read articleThe office at 6 pm
Identify cameras, laptops and tablets separately instead of assuming every mobile device fits a portable-equipment benefit.
Read articleThe condominium group
Separate necessary shop repairs from additional matching finishes and check the applicable aesthetic-restoration benefit.
Read articleThe office at 6 pm
After a refrigeration failure, separate spoiled stock, repairs and business interruption before assessing insurance benefits.
Read articleThe office at 6 pm
Organise inventory dates, locations and valuation questions for a business multi-risk review without assuming the insured amount increases automatically.
Read articleInformation to help you understand insurance. Conditions and acceptance depend on each contract.
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