RMACHADO GROUPINSURANCE INTERMEDIARYRMACHADO GROUP · THE MAGAZINE
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465 articles
Conversations at home
Temporary care needs confirmation about people, the animal and its use. Distinguish family help, a professional service and injuries to the carer.
Read articleConversations at home
Personal injury and liability for damage to others are different questions. Describe the activity and read the policy scope before relying on family liability.
Read articleInsurance made simple
The assessment table and calculation rule help explain permanent disability benefits. See a fictional arithmetic example and questions for comparing cover.
Read articleLife doesn’t warn you
Insurance may distinguish cancellation, interruption and help during the trip. Check pregnancy-related terms and organise questions before purchasing.
Read articleThe condominium group
Before comparing premiums, check earthquake cover, insured property and the excess calculation. Includes a fictional numerical illustration.
Read articleInsurance made simple
Read pre-accident value, salvage value and vehicle ownership together. An illustrative calculation helps frame questions about a total-loss offer.
Read articleRenew
A scheduled consultation and sudden illness on holiday need different checks. Confirm territory, duration, limits and assistance procedures.
Read articleLife in the policy
Portugal's AMIM certifies a degree of disability, while an insurance disability claim requires assessment of the cover. Organise documents and questions before assuming an outcome.
Read articleRenew
Machines and their components may receive different policy treatment. Separate wear, isolated component damage and damage to the machine when reviewing cover.
Read articleInsurance made simple
A policy's date and the start of a particular guarantee may need separate checks. Prepare a timeline from delivery to normal equipment operation.
Read articleThe office at 6 pm
Describe a multimodal shipment from origin to destination, including transfers and storage. Prepare a stage-by-stage route for the insurance proposal.
Read articleLife in the policy
Cyber insurance reporting and data-protection duties serve different purposes. Organise assessment, records and deadlines without waiting for final forensics.
Read articleLife in the policy
Before signing a service agreement, compare requested commitments with the insurance terms. Organise clauses, activities and questions for review.
Read articleInsurance made simple
Workshops, cleaners and service businesses receive other people's property. Describe custody, work and values before comparing liability insurance.
Read articleLife doesn’t warn you
Route, timings and interruptions help assess an accident on a work journey. Organise the account without anticipating the legal or insurance decision.
Read articleThe office at 6 pm
Tables, awnings and equipment outside deserve their own list. Prepare locations, values and questions when checking business multi-risk insurance.
Read articleLife doesn’t warn you
Maximum operational mass matters for drone insurance. Check Portugal's national rule, the operation category and territory before flying.
Read articleLife in the policy
The entity responsible for a montaria, batida or largada has a distinct insurance duty. Check organiser details and cover when preparing the event.
Read articleThe condominium group
Portugal's Civil Code distinguishes the owner's duty from the administrator's intervention. Organise the resolution and insurance evidence for the building.
Read articleThe office at 6 pm
The guaranteed amount and premium answer different questions. Organise a surety quotation request and compare costs without confusing those figures.
Read articleRenew
Phones, clothing and leisure equipment aboard deserve a separate review. Prepare an inventory and ask specific cover questions at renewal.
Read articleConversations at home
Before a family ride, check the child's insured status, cover and limits. A product-specific example helps you ask a precise insurance question.
Read articleInsurance made simple
A practical route through the Key Information Document: product, risk, costs and early exit, with questions for comparing insurance investments in Portugal.
Read articleInsurance made simple
Understand own-damage motor insurance, why exclusions still apply, and how to compare excesses, cover and the insured vehicle's value.
Read articleInformation to help you understand insurance. Conditions and acceptance depend on each contract.
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