RMACHADO GROUPINSURANCE INTERMEDIARYRMACHADO GROUP · THE MAGAZINE
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72 articles
The office at 6 pm
Machine damage and liability for a wall it hits are different questions. Check the liability section, equipment and activity in a machinery casco proposal.
Read articleThe office at 6 pm
Cleaning, laundry and help with dependants may have separate cover. Distinguish household assistance from medical bills and daily cash benefits.
Read articleThe office at 6 pm
Finishing the works does not by itself determine release of a public-contract bond. Separate completed obligations, defect warranties and documents.
Read articleThe office at 6 pm
Organise maintenance, use and interventions before a breakdown occurs. Understand what records clarify and why they cannot guarantee compensation.
Read articleThe office at 6 pm
Identify the activity and legal requirements before comparing business liability. A real-estate example shows why minimum limits are not universal.
Read articleThe office at 6 pm
Personal accident insurance may exclude motorised two-wheelers. Read the Allianz example and the checks to make before relying on protection for a motorbike journey.
Read articleThe office at 6 pm
Separate machine repair, accelerated recovery and lost production. Compare extraordinary expenses and indirect losses in machinery casco insurance.
Read articleThe office at 6 pm
Separate stock from cash when reviewing shop insurance. Identify the benefits, locations and limits to check before relying on one contents sum.
Read articleThe office at 6 pm
Using a bicycle for deliveries changes the insurance question. Check declared use, assistance and worker protection before relying on an existing policy.
Read articleThe office at 6 pm
Separate table-based permanent disability, temporary incapacity and any usual-occupation benefit. Identify the terms to compare in a proposal.
Read articleThe office at 6 pm
Payment to a beneficiary does not resolve every policyholder obligation. Understand the reimbursement provision and organise recourse clauses.
Read articleThe office at 6 pm
Check territory, location and financing before moving leased equipment abroad. Separate the lessor's permission from insurer acceptance of an amendment.
Read articleThe office at 6 pm
Check a laptop's locations, use and custody separately. Prepare a business-insurance enquiry without assuming automatic cover during home working.
Read articleThe office at 6 pm
Assess replacing construction retentions with a bond. Distinguish the Portuguese public-contract rule, secured obligation and actual release of funds.
Read articleThe office at 6 pm
An address alone does not determine liability scope. Separate private activity, professional services and entrusted property when working from home.
Read articleThe office at 6 pm
Describe the workplace and operating method specifically. Prepare information for machinery used in tunnels, underground works or floating platforms.
Read articleThe office at 6 pm
Repairing premises and funding downtime are different needs. Prepare questions about interruption, loss of profit, time limits and evidence of loss.
Read articleThe office at 6 pm
Describe a multimodal shipment from origin to destination, including transfers and storage. Prepare a stage-by-stage route for the insurance proposal.
Read articleThe office at 6 pm
Tables, awnings and equipment outside deserve their own list. Prepare locations, values and questions when checking business multi-risk insurance.
Read articleThe office at 6 pm
The guaranteed amount and premium answer different questions. Organise a surety quotation request and compare costs without confusing those figures.
Read articleThe office at 6 pm
Identify cameras, laptops and tablets separately instead of assuming every mobile device fits a portable-equipment benefit.
Read articleThe office at 6 pm
Describe consortium roles and structure before relying on an individual professional-liability insurance declaration.
Read articleThe office at 6 pm
After a refrigeration failure, separate spoiled stock, repairs and business interruption before assessing insurance benefits.
Read articleThe office at 6 pm
Setting up a trade-fair stand? Describe the activity away from your premises and check how business liability insurance addresses it.
Read articleInformation to help you understand insurance. Conditions and acceptance depend on each contract.
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